Once the request is submitted, data cannot be modified. But the client can cancel the loan request as long as they haven't sign the loan contrant.
Cancellation can be done by the client in the following cases:
1. Before uploading documents and approval of the request, through the “Financing Data” icon.
2. After the request is approved and processed, through rejecting the financing contract.
Currently, no fees are applied for cancellation.
• Not served: Have no financial dealings with commercial banks; the product will provide them with a Freelance Work Certificate and a freelance bank account.
Example: Mohamed works as a correspondent at the Transport Authority with a salary not exceeding 5,000 SAR and has a hobby in photography and video editing. He needs equipment to develop his hobby to earn extra income. He will benefit as follows:
1. Obtain a Freelance Work Certificate online (the certificate must be at least 12 months old).
2. Submit a financing request to the Social Development Bank.
3. Pass the eligibility check.
4. Receive the financing.
يتم تقليص مدة التمويل دون تعديل قيمة القسط الشهري مع مراعاة احتمالية تعديل قيمة القسط الأخير حسب مبلغ التمويل.
- الرسم التشكيلي
- رسم الصور والأفلام المتحركة
- تصميم الجرافيك
- خياطة الملابس
- تصميم الأزياء
- تصميم الأزياء
- مصمم شعارات
- تصميم الجرافيك
- التصوير الفوتوغرافي
- التصوير السينمائي والتلفزيوني
- رسم الكاريكاتير
- ترميم الاعمال الفنية
- نحات
وصل: أوبر، كريم، بولت ... وغيرها
توصيل: جاهز، مرسول، هنقرستيشن ... وغيرها
There is no specific period obligating the bank to disburse the amount – Vehicle delivery
الحوافز
التمويل الإضافي
The employee's monthly salary includes the fixed allowances approved in the self-employment policy.
It is a product directed at self-employment practitioners. It was developed in conjunction with the launch of the self-employment platform by the Ministry of Human Resources. Its aim is to support the category of self-employed workers, to spread the culture of self-employment and stimulate it, and to shift from financing for consumer purposes to development financing.
The Nafath product supports the following paths:
•Real estate professions
•Handcrafts professions
•delivery
•Accounting professions
•Specialized service professions
Through the Social Development Bank portal and completing the application stages (entry through national access - bypassing the credit check - submitting the guarantee - completing the upload of the required documents - authenticating the employer through the government agencies portal).
- Specialized services.
- Rural development.
- Real estate professions.
- Handicraft professions.
- Accounting professions.
- Delivery of orders.
Cash financing of up to 120,000 ♦ for those licensed by the freelancing platform in the Ministry of Human Resources and Social Development and the repayment period is 40 months.
Yes, according to the policies of the Social Development Bank
No annual lending fees. Only a fixed administrative fee is charged once and is as follows:-
An individual client who has a commercial registration can obtain self-employment financing.
- 25% discount for retirees only on all self-employment financing.
- 50% discount for social security/people with disabilities/orphans of the Ministry.
Yes, in cash financing, a self-employment document is required, while in asset financing, the self-employment document is required for delivering orders only, while directed transportation does not require a document
The activities included in the self-employment platform on the Ministry of Human Resources electronic portal and have been identified as follows: