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Suggesions

Entrepreneurs Loan

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Existing facilities

Long-term funding to support assets and operating costs of SMEs.

The specifications and features of the Entrepreneurship Financing product are summarized as follows:

  • Loan ceiling of up to 500,000 ♦
  • Repayment period of up to 9 years.
  • Grace period of up to 12 months.
  • Monthly repayment.
  • Administrative fees: 9%.
  • Annual service fee: 2%.

Project stages and disbursement mechanism:
1- New:
The project is in the idea evaluation stage, or the commercial registration age does not exceed 6 months (regardless of the actual project status).
Disbursement mechanism:
First tranche: 30%
Second tranche: 70%
2- Under Establishment:
The project exists on the ground and is in the establishment phase but has not yet started commercial operations.
The commercial registration age is more than 6 months and does not exceed 12 months.
Disbursement mechanism:
First tranche: 50%
Second tranche: 50%
3- Operating Stage:
The project is fully established and has started operations and commercial activity.
The commercial registration age is more than 6 months and does not exceed 12 months.
Disbursement mechanism:
First tranche: 75%
Second tranche: 25%

Any Questions

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Last Modified Date 21/05/2026 - 6:08 PM Saudi Time

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